Verdict
- Best for
- Betting, Other and Crypto merchants (Azerbaijan, Brazil, Georgia and more).
- Skip if
- you need a provider with an independently verified licence, which isn't confirmed here yet.
- Open question
- Its settlement times are vendor-stated only — we have no independent data yet.
Trust scorecard
Trust score: 45 out of 100Elevated risk
- Risk: No verified license
- Strength: No serious incidents on record
Providers cannot pay to change their score or ranking. How we score
1PAYS is a full-cycle payment processing solution for online businesses, specializing in incoming and outgoing payments, including high-risk projects.
Where it shines & where it fails
Where it shines
- Strength: Clean incident record on file.
Where it fails
- Weakness: No independently confirmed licence yet.
- Weakness: Settlement terms are vendor-stated, not independently verified.
- Weakness: No merchant reports yet to corroborate its claims.
Company & Coverage
- Integration
- API available
Coverage9 countries
- Azerbaijan
- Brazil
- Georgia
- India
- Kazakhstan
- China
- Russia
- Tajikistan
- Thailand
Claimed terms vs. merchant reports
| They say | Merchants report | |
|---|---|---|
| Settlement | T+0 | No independent data yet — report yours for settlement time (opens your email app) |
| Reserve | — | No independent data yet — report yours for reserve terms (opens your email app) |
Fee stack
Reputation & track record
Clean record — no incidents on file (tracking since ).
External mentions
No public mentions found across our monitored sources as of Sep 13, 2026.
Frequently asked questions
Is 1 PAYS a legitimate payment provider?
On PSP Trust, 1 PAYS has a trust score of 45/100 (Elevated risk), built from structural signals, licensing checks and merchant-reported track record — shown in full above. No provider can pay to change its score.
Is 1 PAYS licensed and regulated?
We have not independently confirmed a licence for 1 PAYS. Treat any licensing claim as vendor-stated until it appears, verified, in the Licensing section above.
Which industries does 1 PAYS support?
1 PAYS lists support for Betting, Other, Crypto, Dating, E-commerce, Essay, iGaming, Gaming, Travel. High-risk pricing, rolling reserves and onboarding requirements vary by industry, so confirm the terms for your vertical.
How long does 1 PAYS take to settle funds?
See the fee stack and claimed-vs-reported sections above — we separate 1 PAYS's vendor-stated settlement and reserve terms from what merchants actually report.