Skip to main content

Atlas Merchant Services

ActiveVerified
  • Nutra
  • CBD -Hemp-derived, <0.2% THC only
  • E-commerce
Site downas of Jul 13, 2026

Established high-risk acquirer for nutra, CBD, and subscription commerce. Higher reserves; a license claim that doesn't fully check out.

Visit Atlas Merchant Services website (opens in a new tab)

Claimed terms vs. merchant reports

What Atlas Merchant Services claims versus what merchants report.
They sayMerchants report
SettlementT+77–12 daysDiffers from the vendor claim.Merchant-reported· -Aggregated from merchant reports, not vendor-confirmed.
Reserve15% for 180d18% for 240d · late releasesDiffers from the vendor claim.Merchant-reported· -Aggregated from merchant reports, not vendor-confirmed.

Fee stack

Fees are vendor-stated unless noted.
Monthly fee99 USDVendor-stated -Figure supplied by the vendor and not independently checked.
Gateway fee0.15 USDVendor-stated -Figure supplied by the vendor and not independently checked.
Per-transaction fixed fee0.3 USDVendor-stated -Figure supplied by the vendor and not independently checked.
Chargeback fee35 USDVendor-stated -Figure supplied by the vendor and not independently checked.
Payout fee25 USDVendor-stated -Figure supplied by the vendor and not independently checked.
FX markup2.5%Vendor-stated -Figure supplied by the vendor and not independently checked.
Setup fee2,500 USDVendor-stated -Figure supplied by the vendor and not independently checked.
Min. monthly volume100,000 USDVendor-stated -Figure supplied by the vendor and not independently checked.
Per-vertical MDR quotes.
VerticalMDRSource
Nutra5.5%–6.9%Vendor-stated· -Figure supplied by the vendor and not independently checked.
CBD5.9%–7.4%Merchant-reported· -Aggregated from merchant reports, not vendor-confirmed.

Chargeback threshold enforced strictly at 1.5%.

Licensing & corporate records

License claims verified against public registries.
ClaimRegistryResult
Financial Institution (MFSA)Malta Financial Services AuthorityRegisterMismatchRegister shows a payment-institution licence under a related entity, not the trading name claimed.

Legal entity Atlas MS Holdings Ltd, Malta, incorporated · C-55210 · registry

Reputation & track record

  1. InfoPositiveMerchant-reported -Aggregated from merchant reports, not vendor-confirmed.

    Long track record, no shutdowns.

  2. CriticalSanctionVerified -Independently confirmed against a public source.

    Regulatory fine for an onboarding lapse; since remediated.

    Source

Merchant sentiment

2 reports: 0 positive, 1 negative, 1 mixed

“They quoted 180 days but sat on the reserve for eight months.”
Anonymized merchant report ·

External mentions

No public mentions found across our monitored sources as of Jul 13, 2026.