Verdict
- Best for
- Forex, iGaming, Betting and Nutra merchants who are happy to settle in USDT.
- Skip if
- you need a provider with an independently verified licence, which isn't confirmed here yet.
- Open question
- Its settlement times are vendor-stated only — we have no independent data yet.
Trust scorecard
Trust score: 35 out of 100Elevated risk
- Risk: No verified license
- Risk: Site offline
- Strength: No serious incidents on record
Providers cannot pay to change their score or ranking. How we score
High-risk PSP offering VISA/Mastercard acquiring with instant balance crediting and USDT (TRC20) payouts daily or twice a week. Serves forex, gambling, pharma/nutra and binary-options merchants; API, White Label and a Telegram mini-app for management.
Visit BTQ Finance website (opens in a new tab)Where it shines & where it fails
Where it shines
- Strength: Operating since 2021.
Where it fails
- Weakness: 10% rolling reserve held for 180 days.
- Weakness: No independently confirmed licence yet.
- Weakness: Settlement terms are vendor-stated, not independently verified.
- Weakness: No merchant reports yet to corroborate its claims.
Company & Coverage
- Conversion rate
- up to 98%
- Integration
- Integration speed 1 hour; White Label solutions available
Claimed terms vs. merchant reports
| They say | Merchants report | |
|---|---|---|
| Settlement | T+8 | No independent data yet — report yours for settlement time (opens your email app) |
| Reserve | 10% for 180d | No independent data yet — report yours for reserve terms (opens your email app) |
Fee stack
| Payout fee | 25 USD | Vendor-stated -Figure supplied by the vendor and not independently checked. |
|---|
Service fee from 10%; pay-in fee set individually; 25 USD per payout.
Reputation & track record
Clean record — no incidents on file (tracking since ).
External mentions
No public mentions found across our monitored sources as of Oct 4, 2026.
Frequently asked questions
Is BTQ Finance a legitimate payment provider?
On PSP Trust, BTQ Finance has a trust score of 35/100 (Elevated risk), built from structural signals, licensing checks and merchant-reported track record — shown in full above. No provider can pay to change its score.
Is BTQ Finance licensed and regulated?
We have not independently confirmed a licence for BTQ Finance. Treat any licensing claim as vendor-stated until it appears, verified, in the Licensing section above.
Which industries does BTQ Finance support?
BTQ Finance lists support for Betting, Crypto, Dating, E-commerce, Finance, Forex, iGaming, Nutra, Sweepstakes. High-risk pricing, rolling reserves and onboarding requirements vary by industry, so confirm the terms for your vertical.
How long does BTQ Finance take to settle funds?
See the fee stack and claimed-vs-reported sections above — we separate BTQ Finance's vendor-stated settlement and reserve terms from what merchants actually report.