Verdict
- Best for
- Betting, Crypto and E-commerce merchants (Russia, Kazakhstan, Uzbekistan and more).
- Skip if
- you need a provider with an independently verified licence, which isn't confirmed here yet.
- Open question
- Its settlement times are vendor-stated only — we have no independent data yet.
Trust scorecard
Trust score: 45 out of 100Elevated risk
- Risk: No verified license
- Strength: No serious incidents on record
Providers cannot pay to change their score or ranking. How we score
PayScrow is a P2P payment processing service specializing in high-risk verticals including casinos, betting, and exchange platforms.
Where it shines & where it fails
Where it shines
- Strength: Operating since 2020.
- Strength: Clean incident record on file.
Where it fails
- Weakness: No independently confirmed licence yet.
- Weakness: Settlement terms are vendor-stated, not independently verified.
- Weakness: No merchant reports yet to corroborate its claims.
Company & Coverage
- Conversion rate
- up to 80%
- Integration
- Integration Speed: 1 day
Coverage5 countries
- Russia
- Kazakhstan
- Uzbekistan
- Thailand
- India
Claimed terms vs. merchant reports
| They say | Merchants report | |
|---|---|---|
| Settlement | T+0 | No independent data yet — report yours for settlement time (opens your email app) |
| Reserve | 0% | No independent data yet — report yours for reserve terms (opens your email app) |
Fee stack
Reputation & track record
Clean record — no incidents on file (tracking since ).
External mentions
No public mentions found across our monitored sources as of Sep 20, 2026.
Frequently asked questions
Is PayScrow a legitimate payment provider?
On PSP Trust, PayScrow has a trust score of 45/100 (Elevated risk), built from structural signals, licensing checks and merchant-reported track record — shown in full above. No provider can pay to change its score.
Is PayScrow licensed and regulated?
We have not independently confirmed a licence for PayScrow. Treat any licensing claim as vendor-stated until it appears, verified, in the Licensing section above.
Which industries does PayScrow support?
PayScrow lists support for Betting, Crypto, E-commerce, Finance, iGaming, Travel. High-risk pricing, rolling reserves and onboarding requirements vary by industry, so confirm the terms for your vertical.
How long does PayScrow take to settle funds?
See the fee stack and claimed-vs-reported sections above — we separate PayScrow's vendor-stated settlement and reserve terms from what merchants actually report.