Simple.app
Verdict
- Best for
- Crypto, E-commerce and Finance merchants (Austria, Azerbaijan, Argentina and more).
- Skip if
- you need a provider with an independently verified licence, which isn't confirmed here yet.
- Open question
- Its settlement times are vendor-stated only — we have no independent data yet.
Trust scorecard
Trust score: 47 out of 100Elevated risk
- Risk: No verified license
- Strength: Independently verified
- Risk: Site offline
- 1 merchant review 1 positive, 0 negative
- Strength: No serious incidents on record
Providers cannot pay to change their score or ranking. How we score
B2B provider offering crypto-fiat payment processing with merchant account management and mass payouts.
Visit Simple.app website (opens in a new tab)Where it shines & where it fails
Where it shines
- Strength: Operating since 2021.
Where it fails
- Weakness: 1 incident on the record.
- Weakness: No independently confirmed licence yet.
- Weakness: Settlement terms are vendor-stated, not independently verified.
- Weakness: No merchant reports yet to corroborate its claims.
Company & Coverage
- Integration
- Demo availability: upon request
Coverage18 countries
- Austria
- Azerbaijan
- Argentina
- Brazil
- Canada
- China
- France
- Germany
- India
- Japan
- Mexico
- Nigeria
Claimed terms vs. merchant reports
| They say | Merchants report | |
|---|---|---|
| Settlement | T+0 | No independent data yet — report yours for settlement time (opens your email app) |
| Reserve | — | No independent data yet — report yours for reserve terms (opens your email app) |
Fee stack
Reputation & track record
- InfoPositiveMerchant-reported -Aggregated from merchant reports, not vendor-confirmed.
Trustpilot reviews for simple.app describe it positively as a reliable crypto wallet and exchange project with community support.
Source
External mentions
1 public mention tracked · 0 negative, 0 neutral, 1 positive · monitoring since May 5, 2026
- trustpilot.comPraise
Trustpilot reviews for simple.app describe it positively as a reliable crypto wallet and exchange project with community support.
Source
Frequently asked questions
Is Simple.app a legitimate payment provider?
On PSP Trust, Simple.app has a trust score of 47/100 (Elevated risk), built from structural signals, licensing checks and merchant-reported track record — shown in full above. No provider can pay to change its score.
Is Simple.app licensed and regulated?
We have not independently confirmed a licence for Simple.app. Treat any licensing claim as vendor-stated until it appears, verified, in the Licensing section above.
Which industries does Simple.app support?
Simple.app lists support for Crypto, E-commerce, Finance. High-risk pricing, rolling reserves and onboarding requirements vary by industry, so confirm the terms for your vertical.
How long does Simple.app take to settle funds?
See the fee stack and claimed-vs-reported sections above — we separate Simple.app's vendor-stated settlement and reserve terms from what merchants actually report.