Adyen vs Apcopay
A side-by-side comparison of Adyen and Apcopay — trust, fees, licensing and settlement, from independent signals and merchant reports.
| Attribute | Adyen | Apcopay |
|---|---|---|
| Trust score | 39/100 | 45/100 |
| Risk band | Elevated risk | Elevated risk |
| Licensing | Not confirmed | Not confirmed |
| Settlement (claimed) | T+2 | — |
| Reserve (claimed) | — | — |
| Headline MDR | — | — |
| Founded | 2006 | 2004 |
| HQ | Netherlands | Malta |
| Countries covered | 85 | 4 |
| Industries | E-commerce, Gaming | Betting, Crypto, E-commerce, Finance, iGaming, Gaming, Travel |